If you’ve been waiting for mortgage rates to come down before buying a home, you’re not alone.
According to a recent Homes.com report, mortgage activity fell as rates reached their highest averages of 2026. Refinance activity also slowed, and some buyers are looking at adjustable-rate mortgages to help lower their initial borrowing costs.
So, what does this mean for the Whitman Area?
For Buyers:
Higher rates can make it harder to qualify for the home you want—or can mean a higher monthly payment.
But waiting for the “perfect” rate isn’t always the only option.
The right time to buy depends on your finances, your plans, and the home you’re looking for.
For Sellers:
When fewer buyers are actively shopping, the way you price and market your home becomes even more important.
A well-prepared property, priced appropriately for the local market, can help you stand out.
For Landlords:
Higher borrowing costs may affect your decision to purchase another investment property, refinance an existing rental, or sell.
That’s why looking at the numbers—not just the headlines—is so important.
My advice?
Don’t let national mortgage news make the decision for you.
Whether you’re buying your first home, selling a property, or considering your next rental investment, let’s look at what makes sense for your situation.
Have questions about the Whitman Area Real Estate market? Reach out. I’m happy to help you explore your options.
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Have Fun!
Lew McConkey, Realtor/Notary
Brook Realty, Serving Whitman Hanson & Surrounding Towns
If you have questions about your place in the current Real Estate market, as a buyer, seller or Landlord,
Please feel free to call text or email for your free, no obligation consultation.
